DISCLAIMER AND TERMS

No part of this publication may be reproduced in any way without the prior written consent of the publisher. Australia New Zealand Migration Publications Pty Ltd, is the owner of the copyright subsisting in this publication. Other than as permitted by the Copyright Act, no part of this publication can be reproduced, copied or transmitted, in any form or by any means (electronic, mechanical, microcopying, photocopying, recording, storage in a retrieval system or otherwise), without the prior written consent of the publishers, Australia New Zealand Migration Publications. This publication is made available on the understanding that (1) the publisher is not responsible for the results of any actions taken on the basis of information in this book, nor for any errors or omissions; and (2) the publisher is not engaged in rendering legal, accounting or other professional services. The publisher, authors and editor expressly disclaim all and any liabilty to any person using this publication, in respect of anything done or admitted to be done by any such person in reliance, whether whole or partial, upon the whole or any part of the contents of this publication. The Department of Immigration and Multicultural and Indigenous Affairs does not endorse any product or service advertised in this publication.